About us

On a mission to end overspending.

Budgetify AI helps individuals and small-business owners stop overspending, avoid unnecessary debt, and turn the money they would have wasted into savings and long-term progress.

Our mission

Turn wasted money into real progress.

We help people and small businesses stop overspending, avoid debt, and grow the money they keep, without forcing anyone to become a different person to do it.

Our vision

A trusted co-pilot for everyday money.

To become the financial co-pilot everyday people and small businesses rely on, starting in Nigeria and expanding across Africa and the world over time.

Why we exist

The problem is rarely income. It is timing.

For many people, money disappears before the month is out, overspending is only noticed when it is too late, and saving depends on willpower that runs out. Most tools just show you the damage. We built Budgetify AI for the moment before it happens.

What we believe.

You stay in control

You should always understand and control the important things that happen to your money.

Trust through transparency

Every important action is explained in plain language, with nothing hidden.

Proactive usefulness

The product should help before the financial damage is done, not just report it after.

Effortless discipline

The best system keeps helping even when you are busy and not thinking about money.

Responsible innovation

We use AI and automation within clear compliance, privacy and partner boundaries.

The company

Legal entity

Budgetify Technologies Limited

Registration

RC 7788240

Recognition

SDC Launchpad 2025, Batch 5

Registered office

No. 10, Muhammad Abu Ali Crescent, Jahi, Abuja, Nigeria

Primary market

Nigeria, expanding across the world

Come build a healthier relationship with money.

Connect your bank and let Budgetify AI start protecting what you would have wasted.